Online Casino Payment Methods for Kiwi Players

There are all sorts of casino payment methods players in New Zealand can use for online gambling. On this page, we’ll run through some of the most popular options. With these, you can fund your gambling activity with ease.

The casino payment options we look at also let you claim special rewards, including some of the best casino bonuses around today. Carry on reading to learn more about the most commonly used payment options for online gambling among Kiwi players.

The Most Popular Payment Methods in NZ

In this section, we’ll go over some of the most commonly used New Zealand casino banking options at real money casinos:

Debit and Credit Cards

With debit cards, you can only spend the money you actually have. However, credit cards let you spend money you don’t have, which can be problematic for people with gambling problems. Having said that, bank card payment providers are very reliable and secure. Some of the top debit and credit cards are listed below:

Debit and credit cards are very trustworthy and well respected. Many people prefer them because they already use them for other purposes. Players from some countries can’t use credit cards for online gambling, though they can still use debit cards.

*Note that there has been a recent push to block gambling using credit cards. In the region, the Australian government announced that it had future plans to block gambling with credit cards following a parliamentary inquiry in 2021. The move was effected by concerns that using credit for gambling would harm consumers. If you’re not a problematic gambler and still want to access online games, it would be preferable to look into other methods like using e-wallets or prepaid cards.

Online Casino E-Wallets and Prepaid Cards for New Zealand

We’ll look at e-wallets first These are digital versions of wallets that let you store funds online. You can also receive payments from others and make payments with the money in your balance. Some of the most popular online payment providers available in NZ and accepted at online casinos include:

Note that all these services accept users from New Zealand. For instance, EcoPayz has operated since 2000, supporting payments in over 159 countries. Due to how dependable and convenient they are, many gamblers use these payment methods. Another advantage they offer is their fast withdrawal times.

As for prepaid cards, these are cards that you purchase from retail outlets or online. Each card is worth a set amount of money and has a unique code. When you make a casino deposit with a prepaid card, you enter this code. The money will then reach your account right away. Below are some common prepaid cards provided by online payment providers in NZ:

You can get a Paysafecard in NZ for just NZ$10. The company has partnered with webshops, PC Game Supply, and GamePlayShop to allow players to shop for the card. You can purchase it online and have it delivered to your mailbox.

NeoSurf also maintains partnerships with sales outlets, allowing customers to purchase the card. You can get it from Dundle NZ,, and PlayTech. Opting for digital gift cards gets you instant delivery with no wait times for the card to come in the mail.

The key advantage of this casino payment method is that you can make casino deposits without having to enter any sensitive details. The main disadvantage is that prepaid cards are for casino deposits only; you can’t make withdrawals with them.

Pay by PhoneBill Casino Payments

One of the most popular casino deposit options is paying by phone bill. As its name suggests, you pay for your casino deposit with your phone bill. If you’re paying as you go, the casino deposit is simply taken from your balance. If you’re on a monthly contract, the deposit amount is added to your next bill.

To use this casino payment method, you simply select it and enter the casino deposit amount. Then enter the security code you receive to confirm it’s you. The money should then reach your casino account. This deposit method is convenient for players who want to top up their balance while on the move. The only downside is that there are no pay-by-phone casinos supporting withdrawals for Kiwi Players.

Two of the most popular Pay by Phone payment methods in NZ include Payforit and Fonix. But note that there are restrictions on the amount you can spend per day. The limit ranges from NZ$20 to NZ$30.

Bank Wire Transfers for Gambling

Bank wire transfers are among the most widely accepted online casino payment methods. Most casino sites let you use them for both deposits and withdrawals. While they’re very safe, secure, and reliable, the only downside is the transaction speed.

Most of the time, it can take one or more working days for deposit transactions to be completed. With other online casino deposit options, your money is in your account pretty much straight away. In some cases, it can take a few hours or so.

As for withdrawals, bank transfers again take longer than other online casino payment methods. In some places, an instant withdrawal is possible using a bank transfer. This speeds up the withdrawal wait time and should get your money to you within a few hours.

Note that payments to other NZ bank accounts often take about an hour or less to be processed. Banks similarly process all electronic payments seven days a week, including weekends and bank holidays. But if you need an instant method, you should look into other methods. Plus, you may need to notify the casino that you sent them money through bank transfers as they may not be automatically credited.

Alternative Online Casino Payment Methods

Cryptocurrencies are entirely digital currencies that are decentralised, meaning they’re not connected to any bank or government organisation. Below is a list of cryptocurrencies commonly used as New Zealand casino banking options:

Most casino sites that accept cryptocurrencies only accept Bitcoin and Ethereum. That said, you can find a Bitcoin casino supporting a wide range of other cryptocurrencies.
Additionally, there are some exclusive crypto casinos. These sites don’t accept any traditional fiat currencies at all, so no euro, dollars, pounds, or other regular currencies can be used.

How to Choose the Best Payment Method for an Online Casino

Online casinos typically work with a range of payment providers so that players have lots of casino deposit methods. Choosing the right payment method for you doesn’t have to be hard. It’s a good idea to go for the one you’re currently using, if possible. If not, select one that suits your needs, has a good reputation, and has fast transaction times. Also, your chosen payment method shouldn’t have any fees or unreasonable limits.

Most online casinos let you play demo versions of their games. You can usually do this without having to create an account or make a deposit. If you just want to play free online pokies without having real money involved, find a top-rated casino with demo slots. You can play these as much as you like without having to pay anything.

Casino Deposit and Withdrawal Fees and Limits

First, we’ll look at fees. Most online casinos don’t charge you for using any payment method for deposits or withdrawals. A small number of them do, though the fees are small and they’re usually for select casino payment methods only.

Some payment providers may have fees of their own. E-wallets, for example, may have charges for adding money to your e-wallet. Compare payment methods and see what fees they have before choosing one to use for online gambling.

As for limits, you’ll find that every deposit online casino has them in place. There are two main limits: a maximum deposit amount and a maximum withdrawal amount. High rollers who spend and win a lot of money are the players who these limits are most likely to affect.

At some sites, you can request higher limits in certain cases. Also, casinos with VIP clubs and/or loyalty schemes often have higher limits for the most loyal players. The best online casinos have quite high limits and are willing to raise them for players who have won particularly large sums of money.

How to Deposit at Online Casinos

Making a deposit at an NZD-accepting casino is quick and simple. Follow the steps below to add some money to your online casino balance.

  1. Log in to your online casino account
  2. Head to the cashier section
  3. Select “Deposit”
  4. Choose one of the casino deposit options
  5. Enter the required details, including the deposit amount
  6. Click to confirm and the transaction will go ahead

Most New Zealand casino payment methods can be used to make a deposit at an online casino. Nearly all casino deposit options should add money to gaming accounts immediately. You can play games by top online casino software providers in no time, thanks to fast casino deposit methods.

How to Withdraw at Online Casinos

Making withdrawals at online casinos is just as easy as making deposits. However, it’s not as fast. Follow the steps below to cash out your winnings at the best NZ casinos:

  1. Make sure you’re logged in to your online casino account
  2. Visit the casino’s cashier section
  3. Select the ‘Withdraw’ option
  4. Choose one of the New Zealand casino banking options.
  5. Enter the withdrawal amount and any other necessary details
  6. Click to confirm the transaction

After doing all this, your online casino will process your withdrawal request. The amount of time this takes depends on the casino you’re at. It can vary from a few hours or less to two or three working days. Casino payment methods don’t affect the withdrawal processing time; it’s the same no matter which payment option you choose.

When the request has been processed, your payment method determines the wait time. For e-wallets and cryptocurrencies, the money should reach you on the same day. The wait time is usually just a few hours. For other online casino payment methods, it can take two or three working days or longer.

Minimum Deposit Casino Payment Methods

Every online casino has a minimum deposit amount. This is the lowest amount of money you can deposit into your online casino account. When you visit an online casino, usually the minimum deposit is the same for all (if not most) payment methods in NZ.

It’s also worth mentioning bonuses. Most of the time, you have to make a casino deposit to qualify for a bonus. The minimum deposit amount is usually the same as the casino’s regular minimum deposit amount. However, it could be lower or higher for certain bonuses.

Casino Payment Methods for High Rollers

The best online New Zealand casino payment methods for high rollers are those that have a high maximum deposit and maximum withdrawal amounts. Some of the best casino payment options for big spenders at online casinos are listed below:

  • Bank transfers
  • E-wallets
  • Cryptocurrencies

These types of casino banking options and payment providers are suitable for big spenders because of their high limits. Cryptocurrencies are preferred by many wealthy gamblers over fiat currencies because of the extra anonymity and privacy they offer.

Safe and Legal Casino Banking

The most important thing to do is to only use the best casino apps with licenses. Having a licence means a casino has been checked over by a third-party regulatory authority. An NZD-accepting casino needs to pass a series of tests to receive a licence. If you come across a casino that doesn’t have a licence, it’s best not to join.

When you’re at a licensed casino, there will be multiple casino banking options to choose from. You should use one you know you can trust. Also, you should check that the site is safe and hasn’t had any major issues with payments or payment providers.

Finally, it’s worth talking about responsible gambling. Whatever your bankroll is and whatever casino deposit methods you use, you should play responsibly. Don’t spend money you can’t afford, and know when to stop playing. There’s always the temptation to spend more money, especially on things like new slot games, but you have to limit yourself.