Best Payout Online Casinos

 

Nothing is more satisfying than having the hassle free payouts after a nice winning streak. Here we list casinos that deliver just that in addition to amazing content collections and numerous rewards. Legitimate and trusted by punters across the world, they ensure fast payouts for punters that don’t break any rules.

Payments aren’t expected just to be fast. Gamblers also want to get as much as possible, which brings up the subject of RTP. Below we discuss both payout speed and theoretical return. Learn about top generous titles and some tricks to get money faster.

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Written by: , Founder June 15, 2021 at 4:49PM
Last Updated: December 11, 2023 at 7:41PM ()
Read Time: 15 min.

Highest Payout Online Casino Sites in 2024

Gamblers should care about one thing only to boost payouts, which is game RTP. 100% would mean that on average all money wagered will be paid back to punters, but spread unevenly between them. However, the figure is never 100% but somewhere closer to around 96%, which leaves 4% as casino revenue.

Assessing payout speed is simple, you just need a few withdrawals to draw conclusions. But it wouldn’t be possible to compare sites based on their average return. And that’s because no data is usually provided. But what you can do is compare RTP of specific games you want to play because one title can have multiple versions and a variety of RTP settings.

Table games and live dealer titles are ok as they typically do not have multiple versions each with different theoretical payout. But when considering slots, this issue will most probably arise since many developers today produce different versions in order to give operators the control over their potential profit. The same title can have a bit over 80% RTP as well as 96% versions, so it’s a significant difference.

Theoretical RTP determines the overall game generosity. But your actual return can be completely different from theoretical. The official number is just a guide to how generous the title is overall.

A single player wouldn’t be able to feel slight theoretical RTP changes, but they can check official RTP settings. So they don’t have to guess or rely on insufficient data they collect to know which titles are more generous. All top tier content providers publish the information about theoretical return for each of their titles. If there are multiple versions with different RTPs, then gamblers can find which version they play by accessing the paytable or other files.

Payouts & Gambling Sites

The sitewide casino RTP isn’t indicative of a punter’s personal return rate. And the actual figure can be not even close to the official. If operator states that it pays on average 98% of the wagers back, and the slot you like is set to return 82%, the first number is nonsense for you. So, make smart choices and check RTP. That’s true for gamblers from anywhere in the world.

Operators can’t choose what their actual RTP will turn out to be. Just like punters they have certain expectations and wait for the outcome. It’s an ever changing number, but in the long run it’s always somewhere very close to the expected figure.

Suppose there are just 10 slots and 5 of them have 98% RTP, while the other 5 have 94%. In the long run casino is supposed to have close to 96% actual payout rate. If instead RTPs are 90% and 92%, the actual average in the long run is going to be 91% across all titles.

By controlling what content operators get and by encouraging gamblers to play certain content, they change potential revenue. Generally, operators would love to boost their profits by increasing the house advantage. But in the competitive environment like this, they are forced to reconsider their strategy.

The cost of license and other regulative costs can make casinos opt for lower RTP versions. So, gambling sites that acquire expensive licenses are more likely to have less appealing payout settings to make up for the cost. So, top paying sites aren’t necessarily licensed in premium gaming jurisdictions.

Acceptable Payout

Generally, operators won’t provide any data on what is their actual payout rate across the site. So, you won’t have an opportunity to check it against industry standards. Only a few would provide these types of data on each separate title. So, we can only talk about the acceptable range for different game categories.

Slots RTP

This content type comes in all shapes and forms, but the expected average return is pretty much similar except for progressive jackpot games. 96% is considered a nice value, higher figure is even greater. Any number down to around 94% is still acceptable for many punters. But the figure can go much lower, and this is especially true for those titles that come in several versions.

Adjustable RTP is just another thing to beware of. Some would call it unacceptable and wrong, but it’s a necessary evil because operators are able to boost their revenue, which is especially vital for venues in strictly controlled jurisdictions.

Basically, there’s nothing wrong with slot games with adjustable RTP settings as long as the information about the expected payout is easily visible to anyone loading a game. Otherwise, you may not even notice that instead of the highest payout percentage of 96%, 88% RTP version is loaded. It’s similar to a seller secretly overcharging a buyer.

So, how to protect yourself from unsuspectingly a higher price for the fun when you start playing slot games? That’s pretty simple. RTP figure is typically there in the Paytable or Game Info files for anyone to see. But some developers make players dig deeper for the truth.

Play’n GO wouldn’t provide the information unless titles are supplied to jurisdictions that require RTP to be specified. And it takes some basic skills to look it up in the game code. That seems unfair, especially knowing that this particular studio typically rolls out multiple versions with RTP ranging between 88% and 96%.

Live Casino Titles RTP

This is where the theoretical return isn’t flexible, at least for now. But players’ choices during the game significantly change the payout casinos are expected to make to punters. Slot games only allow gamblers to decide on a bet size and push the Spin button. Most live dealer titles offer a range of betting options with different odds and payouts. Roulette, for instance, has multiple betting options and different corresponding odds and payouts.

The same is true for baccarat. Three baccarat bet types all offer different theoretical RTP: 1.06%, 1.24%, and 14.36%. The same goes for blackjack. So, there’s definitely some reading to be done before playing them.

The acceptable RTP range will vary for different game categories. Small changes that studios sometimes introduce also affect the theoretical payout. So, it isn’t like European roulette has similar returns across all developers.

Payouts get as close to 100% as possible. Several titles offer around 99.5% average return. Cash or Crash tops the list of the top generous live casino title with 99.6% RTP. This is probably the record RTP in iGaming in general. That’s at least what the developer claims.

A bunch of blackjack and poker variations also provide returns that are above 99%. Overall, RTP is quite high even though the live casino vertical requires more investment as special studios must be built and live dealers employed. Most games return somewhere between 96% and 99%.

Highest Payout Casino Games

The rise of live dealer content with their incredible RTPs moved video poker to the second place. Video poker titles used to have the leading position in the list of top paying titles, but now have to share it with other games.

Jacks or Better returns on average 99.54%, which is slightly higher than blackjack when the basic strategy gets implemented. 99.5% is the maximum to get from blackjack. Keep in mind these are theoretical numbers and actual ones will vary.

Most slots are set to return somewhere within 94-97% range, but few titles stand out with their crazy RTP levels. Players will be able to get a taste of the top generous slot titles:

  • Goblin’s Cave (Playtech) 99.32%
  • Ugga Bugga and Ocean Princess (Playtech) 99.1%
  • Nemo’s Voyage (WMS) 99%
  • Ooh Aah Dracula (Barcrest) 99%
  • Tropic Reels (Playtech) 99%
  • Mega Joker (NetEnt) 99%
  • Book of 99 (Relax Gaming) 99%

The last one is probably the most exciting title. Produced in 2021 by a super talented developer, it features great visuals and the spirit of “Book of” slot games.

RTP is usually in the spotlight, but it shouldn’t be the only parameter to consider when talking about top payout online casino games. Volatility is as important since it tells players how winnings are spread. Low volatility is about quite evenly spread winnings without big swings high volatility titles, in contrast, are less predictable.

Top Paying Online Casinos

Top Paying Online Casinos

This page provides great venues with lots of top paying content. These are legitimate and trusted companies that partner with dozens of top tier developers. When given the choice they do not opt for lowest RTP settings and prefer to be more generous to their customers. Coupled with multiple bonus offers, these become appealing to a wide range of punters.

Instant payout online casinos have instant reaction to regular cash out requests. They take a few moments to process requests. Realizing casino is too slow cashing your winnings out is really frustrating. Another thing to note is the gamification available on these gaming sites. Tournaments, missions, achievements… you can have more options of getting extra credits and making your deposits last.

Payouts & Games

The concept of RTP is often misunderstood, and that’s what causes frustration later on. What inexperienced gamblers think is that theoretical return is the percentage every single player is guaranteed whether it’s within a single session or a certain period of time. But that’s not how it works.

Actual RTP for a single customer varies from the theoretical payout online casinos are expected to pay as the number of rounds played is too tiny. So, when you look at the value, don’t make false assumptions that certain percentage of your wagered amount is guaranteed back. Otherwise, gambling would be predictable and boring.

Highest Payout Casino Games

Theoretical return is an estimate that shows how much in general punters get back. A higher value basically means bigger wins or the improved chances of landing a win. Either way, it benefits players. The payout casino pays, however, can’t be too high as fast payout casinos require at least some edge to operate.

For residents of many countries there are no restrictions on games they can play on instant withdrawal gaming sites. So, they can pick any content. We’ve already mentioned that these are Jacks of Better, blackjack (considering basic strategy is implemented) and few slot games such as Goblin’s Cave, Ugga Bugga, Ocean Princess, Nemo’s Voyage, Ooh Aah Dracula, Tropic Reels, Mega Joker and Book of 99. They all return 99%+.

Fake Games

Punters should be aware of fake software used by rogue casinos. Those operators may even acquire a license, and mix fake games into their library of original content. In this case, even the highest slot payouts can be manipulated to return any amount. Fake games are hard to spot as visually they are identical to originals. Auditing is also important because specialists won’t have a hard time identifying fake content.

Unlicensed casinos only have fake software with a range of RTP settings they are free to pick. High settings are meant to fool gamblers into thinking that they can win big. Some of them may even pose as instant withdrawal online casinos. Every payout casino members request isn’t necessarily denied, but eventually, the goal is to get as much as possible from an unsuspecting customer.

Online gaming is a lucrative industry and sure enough, many bad apples try to spoil the fun. So, it’s critical to spend time exploring casino options. By signing up with a trusted operator fast payouts isn’t the only thing to enjoy, original content and fair terms come in the pack.

How Fast Payouts Are

It’s a concern that’s on many punters’ minds. Especially when this is their first-ever experience withdrawing cash or it’s the first payment after they switch to another operator. Instant payout online casinos aren’t very common. Players aren’t helpless and given choices to change the payout speed.

  • Before money is sent, companies approve a transaction, and it can take a while if a casino stuff works slow or overloaded. They often allow themselves around 24 hours for processing. Withdrawal is paused if verification is requested, and it won’t proceed until documents are submitted and data verified. Fastest payout online casinos approve or decline a payment within seconds because the process is automated. They are called instant withdrawal online casinos. But automation isn’t too common, and most operators still rely on manpower to do the job. So, it can take anywhere from a few minutes to a few days. Check the T&Cs for information on how much time it takes for payment processing.
  • Payment solution is another factor that determines the payout speed. It’s the payment processing company that’s responsible for delivering money in time. Instant withdrawal is possible only when selecting certain options. Wire transfer is typically the most expensive and slow method. Bank cards are also quite slow, and they won’t be great for everyone. Sometimes you’ll be able to fund an account but won’t receive casino payments back to those cards. Explore a variety of choices and consult with casino support on this matter. E-wallets are usually fast and some cryptos are also an option when payout speed is essential.

Not-so-good operators use numerous excuses to delay payments. They will eventually give you your money but will first take time to try and make you cancel your withdrawal and ideally lose the money. Venues that do care about reputation won’t do anything like that, but they may have legit reasons to delay payments. An instant withdrawal casino will sometimes make customers wait.

Instant withdrawal is more likely when a smaller payout casino processes. But the payout speed slows down significantly when it’s time to pocket some big wins, especially big jackpot wins. The delay is due to checks the game developer must perform to confirm the legitimacy of the win. The request to the studio comes from the gaming operator, and it can take some time to get response. This wait shouldn’t bother punters too much as long as they trust their operators.

Instant Withdrawal Casino

Every punter would appreciate operators that don’t take long to approve cashouts and send money. Same day payout casinos are amazing, but when the process is instant, that’s a dream come true for any player. Unfortunately, such payout speed isn’t a common practice.

Instant withdrawal is a privilege punters earn by being good customers, which means not breaking any rules and raising no suspicions. When payment processing is automated, this player category enjoys the fastest payouts and their payment requests get automatically approved. Those who are flagged for suspicious behavior excluded lose this privilege.

Of course, this is considered when no verification is required. Verification would put the payment on hold for a few hours or a few days if customer support verifies documents very slow. Same day payouts often mean lightning speed verification. But it’s important to submit documents well ahead of withdrawal if speed is of the essence.

Does Anyone Check Payout Percentages?

It might seem like punters have no choice but to trust casinos’ words without any proof. But there are actually things that give much more confidence that payouts are within the expected range. Certain auditing companies specialize in iGaming, and among the jobs they do is perform game fairness inspections.

These audits are required in some strictly governed jurisdictions. If not part of the licensing obligations, gaming sites can have the choice to do it voluntarily just to give their customers peace of mind. Either way, fast payout casinos hire specialized companies to do the job and typically post their logos in the footer. The following documents can be provided:

  • Game fairness report. You won’t generally see the payout percentage of each title. Instead, there will be an overall payout figure for separate game categories. The report will provide the actual return for each category. For instance, it can be 94% for slot games and 96% for table games, and so on.
  • Auditing companies can also provide a sort of Safe and Fair seal which would say that the assessment was performed by their specialists and games are found to be fair, and an operator is honest and responsible.

Many companies have entered the online gaming market. But a few of them are the most popular: eCOGRA, NMI, GLI, iTech Labs, and BMM Testlabs. These are independent third parties that are paid by casinos but are not controlled or owned by them, which should eliminate the conflict of interest.

What they do to ensure game fairness is they collect the historical payout data and compare it to the RTP values programmed by the content builders. It doesn’t have to match exactly, a slight deviation within the acceptable range is allowed. The actual RTP can be slightly lower or even higher, but not too much.

These are not random companies and must be accredited by the corresponding government authorities. Every jurisdiction would recognize only certain certificates, although gaming authorities work on building common standards to eliminate the hassle of acquiring dozens of certificates.

FAQs
On this page we list operators offering high paying games. Players from all corners of the world are welcomed there.
If payout speed is too slow, first contact customer support. If the issue isn’t resolved, file a complaint with Clash of Slots or any third party that can mediate the dialogue. If that doesn’t help, try contacting official ADR service or the licensor.
Look through the list of operators on this page as they offer high quality services and top paying games. Some of them also offer instant withdrawal.
Depending on the games played, there can be over 99% of the theoretical return.
Jacks of Better is set to pay 99.54%, followed by blackjack (99.5%). When talking of the best payout slots in online casinos, these are Goblin’s Cave (99.32%), Ugga Bugga and Ocean Princess (99.1%).